{"id":53226,"date":"2022-04-25T14:08:16","date_gmt":"2022-04-25T14:08:16","guid":{"rendered":"https:\/\/staging.womeninoptometry.com\/?p=53226"},"modified":"2022-07-05T20:03:18","modified_gmt":"2022-07-05T20:03:18","slug":"loan-difficulties-setback-practice-opening-date","status":"publish","type":"post","link":"https:\/\/staging.womeninoptometry.com\/practice-designs\/article\/loan-difficulties-setback-practice-opening-date\/","title":{"rendered":"Loan Difficulties Set Back Practice Opening Date"},"content":{"rendered":"
\"\"
(l-r) Dr. Vu and Dr. Law<\/figcaption><\/figure>\n

Jennifer Law, OD<\/strong>, and Kim Vu, OD<\/strong>, both attended the University of Houston College of Optometry, but they didn\u2019t meet each other until a mission trip during their second year. \u201cEverything fell into place – we were compatible and had similar interests and visions for the future,\u201d Dr. Vu says. After graduating in 2016, each doctor built her career as an associate OD until fate brought them together again.<\/p>\n

\u201cIn the past, we would talk about the idea of eventually owning a private practice. When Dr. Vu messaged me asking if I was serious, it was enough to get us going. She was ready, and I felt ready,\u201d Dr. Law says.<\/p>\n

BUILDING ON MEMORIES<\/strong><\/p>\n

Houston Heights, Texas, was the duo\u2019s meeting place after a long day of work. \u201cWhen we were looking for locations for an eventual practice, we didn\u2019t think too much about the Heights because it wasn\u2019t bringing in any new businesses – it was a historical neighborhood,\u201d Dr. Vu says. Yet, when the city came to an agreement with its neighbors and opened opportunities for growth, it was perfect for the duo who already formed many memories there.<\/p>\n

They found a suite next to a large supermarket and small shops, which made it attractive to passersby. \u201cIt helped that this was the only supermarket within a three-mile radius,\u201d Dr. Vu says. Before the foundation was even built, the duo signed the lease in 2018.<\/p>\n

BUMPY RIDE<\/strong><\/p>\n

Despite the smoothness in obtaining a location, Dr. Law and Dr. Vu ran into unexpected challenges along the road. \u201cObtaining the loan was the greatest challenge. The bank was stringent in reviewing our loan requests,\u201d Dr. Law says. The two doctors requested a loan for 30 percent of their costs, which the bank optimistically agreed to at first. \u201cOur request wasn\u2019t out of the ballpark and it wasn\u2019t big compared to our colleagues. Yet, the bank kept declining and wanting to involve our spouses in,\u201d Dr. Vu says.<\/p>\n

Although Dr. Law and Dr. Vu were both the income-producers of their households, the bank still requested they put down their spouses\u2019 names to receive their loan. \u201cI don\u2019t know if gender was a factor because we were two female ODs going into practice together, but from what our male colleagues shared, they were able to receive loans with a greater amount,\u201d Dr. Law says.<\/p>\n

\"\"<\/p>\n

Thankfully, the construction delay due to the COVID-19 pandemic bought them extra time to seek out another bank. \u201cWe still ended up taking less than what we had in mind, but we obtained our loan in June 2020,\u201d Dr. Vu says.<\/p>\n

TAKING MATTERS INTO OWN HANDS<\/strong><\/p>\n

In order to save costs, the duo took the reins for finding and purchasing the majority of the fixtures and hardware. \u201cMost of the shelving in our optical area is handmade by us. We took a lot of trips to Home Depot,\u201d Dr. Law says laughing. In total, the two doctors saved approximately $14,000, Dr. Vu says.<\/p>\n

\"\"<\/p>\n

Coordinating with the historical and artsy feel of Houston Heights, the practice is decorated around a matte, deep green color palette. \u201cIt\u2019s a color you often don\u2019t see in an optical area. Although it wasn\u2019t intentional, a lot of our male patients comment that they enjoy how the whole practice has a unisex design and that it doesn\u2019t make them feel left out,\u201d Dr. Vu says.<\/p>\n

The practice is a 2,000-square-foot space with two exam lanes (one fully equipped).<\/p>\n

PRACTICE PEARLS<\/strong><\/p>\n

\"\"\u201cWe experienced several difficulties and pushbacks along the way, which made us sit down and re-evaluate our process,\u201d Dr. Law says. Thankfully, they made great connections with their contractor and architect, who both occasionally call and check in. \u201cWe had our grand opening pushed back due to the pandemic and loan delays, but our realtor, architect and contractor were all considerate and understanding. It\u2019s really important working with people who you know are on your side,\u201d Dr. Vu says.<\/p>\n","protected":false},"excerpt":{"rendered":"

Jennifer Law, OD, and Kim Vu, OD, both attended the University of Houston College of Optometry, but they didn\u2019t meet each other until a mission trip during their second year. \u201cEverything fell into place – we were compatible and had similar interests and visions for the future,\u201d Dr. Vu says. After graduating in 2016, each […]<\/p>\n","protected":false},"author":6,"featured_media":53234,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_links_to":"","_links_to_target":""},"categories":[116],"tags":[3152,2368,2225,3149,3150,3151,261,416,333],"yoast_head":"\nLoan Difficulties Set Back Practice Opening Date | Women In Optometry<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging.womeninoptometry.com\/practice-designs\/article\/loan-difficulties-setback-practice-opening-date\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan Difficulties Set Back Practice Opening Date | Women In Optometry\" \/>\n<meta property=\"og:description\" content=\"Jennifer Law, OD, and Kim Vu, OD, both attended the University of Houston College of Optometry, but they didn\u2019t meet each other until a mission trip during their second year. \u201cEverything fell into place – we were compatible and had similar interests and visions for the future,\u201d Dr. Vu says. 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